[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sits.cz\/jak-nejlepe-investovat-a-kam\/#Article","mainEntityOfPage":"https:\/\/www.sits.cz\/jak-nejlepe-investovat-a-kam\/","headline":"Jak nejl\u00e9pe investovat a kam?","name":"Jak nejl\u00e9pe investovat a kam?","description":"Finan\u010dn\u00ed poradci rad\u00ed, \u017ee si m\u00e1te d\u00e1vat stranou 10 procent z m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edjmu. Takov\u00e1 \u010d\u00e1stka sta\u010d\u00ed p\u0159edev\u0161\u00edm v p\u0159\u00edpad\u011b, \u017ee za\u010d\u00edn\u00e1te v ml\u00e1d\u00ed. Spo\u0159it si na d\u016fchod je jedna v\u011bc, vytvo\u0159it si rezervu na „kdyby n\u011bco“ je v\u011bc jin\u00e1. Na ka\u017ed\u00e9 plat\u00ed n\u011bco jin\u00e9ho, ale oboj\u00ed je stejn\u011b d\u016fle\u017eit\u00e9. Jak za\u010d\u00edt? Variant je cel\u00e1 \u0159ada Je samoz\u0159ejm\u00e9, \u017ee […]","datePublished":"2019-09-14","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.sits.cz\/author\/#Person","name":"","url":"https:\/\/www.sits.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sits.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sits.cz\/wp-content\/uploads\/img_a354526_w3764_t1569162565.jpg","url":"https:\/\/www.sits.cz\/wp-content\/uploads\/img_a354526_w3764_t1569162565.jpg","height":0,"width":0},"url":"https:\/\/www.sits.cz\/jak-nejlepe-investovat-a-kam\/","about":["Finance"],"wordCount":482,"articleBody":"Finan\u010dn\u00ed poradci rad\u00ed, \u017ee si m\u00e1te d\u00e1vat stranou 10 procent z m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edjmu. Takov\u00e1 \u010d\u00e1stka sta\u010d\u00ed p\u0159edev\u0161\u00edm v p\u0159\u00edpad\u011b, \u017ee za\u010d\u00edn\u00e1te v ml\u00e1d\u00ed. Spo\u0159it si na d\u016fchod je jedna v\u011bc, vytvo\u0159it si rezervu na „kdyby n\u011bco“ je v\u011bc jin\u00e1. Na ka\u017ed\u00e9 plat\u00ed n\u011bco jin\u00e9ho, ale oboj\u00ed je stejn\u011b d\u016fle\u017eit\u00e9. Jak za\u010d\u00edt?\t\tVariant je cel\u00e1 \u0159ada\tJe samoz\u0159ejm\u00e9, \u017ee chcete m\u00edt jistotu zisku. Investovat pen\u00edze, kter\u00e9 pr\u00e1v\u011b m\u00e1te nen\u00ed jednoduch\u00e9, ale ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f se to vyplat\u00ed. Pochopiteln\u011b t\u00edm podstupujete ur\u010dit\u00e9 riziko. V bance se mo\u017en\u00e1 dozv\u00edte, \u017ee bezpe\u010dn\u00e9 investice existuj\u00ed, ale nen\u00ed to tak \u00fapln\u011b pravda. Finan\u010dn\u00ed trh je pln\u00fd ne\u010dekan\u00fdch rizik a mo\u017en\u00fdch vliv\u016f, kter\u00e9 mohou ovlivnit v\u00e1\u0161 zisk \u010di ztr\u00e1tu. Do \u010deho m\u016f\u017eete d\u00e1t pen\u00edze?\t\t\tPenzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed, \u017eivotn\u00ed poji\u0161t\u011bn\u00ed \u010di stavebn\u00ed spo\u0159en\u00ed je nejb\u011b\u017en\u011bj\u0161\u00ed.\t\tAkcie a dluhopisy jsou tak\u00e9 b\u011b\u017en\u00e9, ale riskantn\u011bj\u0161\u00ed.\t\tKomodity p\u0159edstavuj\u00ed mo\u017enost, ale rozhodn\u011b si je rozhodn\u011bte.\t \tV\u00edc v\u011bc\u00ed v z\u00e1loze\tIde\u00e1ln\u00ed je nejen s\u00e1zet na jednoho kon\u011b, ale rozd\u011blit si finance do n\u011bkolika fond\u016f, akci\u00ed, poji\u0161t\u011bn\u00ed apod. V prvn\u00ed \u0159ad\u011b si zalo\u017ete rezervu prvn\u00ed pomoci. D\u00edky t\u00e9 sice nez\u00edsk\u00e1te jm\u011bn\u00ed, ale nebudete se muset tolik ob\u00e1vat bl\u00edzk\u00e9 budoucnosti. \u010cinit by m\u011bla minim\u00e1ln\u011b \u0161estim\u011bs\u00ed\u010dn\u00ed v\u00fddaje.\t \tDruh\u00fdm typem je st\u0159edn\u011bdob\u00e1 \u00faspora, na kterou nes\u00e1hnete po n\u011bkolik let. Nej\u010dast\u011bji se pro ni vyu\u017e\u00edvaj\u00ed r\u016fzn\u00e1 spo\u0159en\u00ed, term\u00ednovan\u00e9 vklady a pod\u00edlov\u00e9 vklady. Nejlep\u0161\u00ed jsou v p\u0159\u00edpad\u011b, \u017ee pl\u00e1nujete zhodnocen\u00ed b\u011bhem p\u011bti a\u017e deseti let.\t \tPosledn\u00ed jsou dlouhodob\u00e9 vyhl\u00eddky. Pro ulo\u017een\u00ed osobn\u00edho kapit\u00e1lu jsou ide\u00e1ln\u00ed akcie, anebo pod\u00edlov\u00e9 listy. S takov\u00fdmi m\u016f\u017eete po\u010d\u00edtat do penze a nemus\u00edte se tolik ob\u00e1vat inflace. Ta samoz\u0159ejm\u011b ovliv\u0148uje ve\u0161ker\u00e9 zhodnocov\u00e1n\u00ed, ale v n\u011bkter\u00fdch p\u0159\u00edpadech m\u00e9n\u011b ne\u017e v jin\u00fdch.\t\tNejist\u00e1 budoucnost\tPokud je v\u00e1m kolem dvaceti let, tak na d\u016fchod asi moc nemysl\u00edte. To je ov\u0161em chyba, kter\u00e1 se m\u016f\u017ee snadno vymst\u00edt. Nespol\u00e9hejte na st\u00e1t, proto\u017ee nikdy nev\u00edte, jak\u00e1 bude ekonomick\u00e1 situace ve chv\u00edli, kdy p\u016fjdete do penze. Je mnohem lep\u0161\u00ed m\u00edt vlastn\u00ed kapit\u00e1l a majetek, se kter\u00fdm m\u016f\u017eete po\u010d\u00edtat. Nav\u00edc budete p\u0159esn\u011b v\u011bd\u011bt, kolik m\u00e1te a co si m\u016f\u017eete dovolit.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak nejl\u00e9pe investovat a kam?","item":"https:\/\/www.sits.cz\/jak-nejlepe-investovat-a-kam\/#breadcrumbitem"}]}]