[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sits.cz\/uver-ktery-pomuze-vsem-podnikatelum-co-je-americka-hypoteka-a-kdo-na-ni-ma-narok-dosahnout\/#Article","mainEntityOfPage":"https:\/\/www.sits.cz\/uver-ktery-pomuze-vsem-podnikatelum-co-je-americka-hypoteka-a-kdo-na-ni-ma-narok-dosahnout\/","headline":"\u00dav\u011br, kter\u00fd pom\u016f\u017ee v\u0161em podnikatel\u016fm – Co je americk\u00e1 hypot\u00e9ka a kdo na ni m\u00e1 n\u00e1rok dos\u00e1hnout?","name":"\u00dav\u011br, kter\u00fd pom\u016f\u017ee v\u0161em podnikatel\u016fm – Co je americk\u00e1 hypot\u00e9ka a kdo na ni m\u00e1 n\u00e1rok dos\u00e1hnout?","description":"Podnik\u00e1te a pot\u00fdk\u00e1te se s finan\u010dn\u00edmi probl\u00e9my, kter\u00e9 mus\u00edte \u0159e\u0161it? Banka v\u00e1s odm\u00edtla nebo se v\u00e1m tam v\u016fbec nechce? M\u00e1te ale i jinou mo\u017enost. \u00dav\u011br, kter\u00fd pom\u016f\u017ee v\u0161em podnikatel\u016fm – Co je americk\u00e1 hypot\u00e9ka a kdo na ni m\u00e1 n\u00e1rok dos\u00e1hnout? V dne\u0161n\u00ed dob\u011b je t\u011b\u017ek\u00e9 zaj\u00edt do banky a za\u017e\u00e1dat o \u00fav\u011br. Pro\u010d? Proto\u017ee […]","datePublished":"2021-11-26","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.sits.cz\/author\/#Person","name":"","url":"https:\/\/www.sits.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sits.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sits.cz\/wp-content\/uploads\/pexels-photo-2068975_2.jpeg","url":"https:\/\/www.sits.cz\/wp-content\/uploads\/pexels-photo-2068975_2.jpeg","height":0,"width":0},"url":"https:\/\/www.sits.cz\/uver-ktery-pomuze-vsem-podnikatelum-co-je-americka-hypoteka-a-kdo-na-ni-ma-narok-dosahnout\/","about":["Finance"],"wordCount":614,"articleBody":"       Podnik\u00e1te a pot\u00fdk\u00e1te se s finan\u010dn\u00edmi probl\u00e9my, kter\u00e9 mus\u00edte \u0159e\u0161it? Banka v\u00e1s odm\u00edtla nebo se v\u00e1m tam v\u016fbec nechce? M\u00e1te ale i jinou mo\u017enost. \u00dav\u011br, kter\u00fd pom\u016f\u017ee v\u0161em podnikatel\u016fm – Co je americk\u00e1 hypot\u00e9ka a kdo na ni m\u00e1 n\u00e1rok dos\u00e1hnout? V dne\u0161n\u00ed dob\u011b je t\u011b\u017ek\u00e9 zaj\u00edt do banky a za\u017e\u00e1dat o \u00fav\u011br. Pro\u010d? Proto\u017ee v bance se nikomu nic neodpou\u0161t\u00ed a na pen\u00edze ani zdaleka nedos\u00e1hne ka\u017ed\u00fd, kdo je opravdu pot\u0159ebuje. N\u011bkdo ale ani do banky j\u00edt nechce, i kdy\u017e by mohl. D\u016fvodem je op\u011bt slo\u017eit\u00e9 dokazov\u00e1n\u00ed p\u0159\u00edjm\u016f a toho, \u017ee bude \u010dlov\u011bk schopen sv\u016fj \u00fav\u011br spl\u00e1cet. I proto se st\u00e1v\u00e1 popul\u00e1rn\u00edm produktem takzvan\u00e1 americk\u00e1 hypot\u00e9ka. Ta se prim\u00e1rn\u011b poskytuje podnikatel\u016fm, ale podm\u00ednkou je tady pouze jedin\u00e1 v\u011bc. Zn\u00ed to snadn\u011b, \u017ee? M\u00e1te nemovitost? M\u00e1te z\u00e1ruku a m\u016f\u017eete m\u00edt i pen\u00edze! Pokud se m\u016f\u017eete zaru\u010dit nemovitost\u00ed, m\u016f\u017eete z\u00edskat americkou hypot\u00e9ku. Tak jednoduch\u00e9 to je a nic dal\u0161\u00edho po v\u00e1s spole\u010dnost poskytuj\u00edc\u00ed tento \u00fav\u011br cht\u00edt nikdy nebude. Pen\u00edze m\u016f\u017eete m\u00edt rychle, bez pap\u00edrov\u00e1n\u00ed, bez dokl\u00e1d\u00e1n\u00ed sv\u00fdch p\u0159\u00edjm\u016f a ud\u00e1v\u00e1n\u00ed d\u016fvod\u016f, pro\u010d pot\u0159ebujete p\u016fj\u010dit. Sta\u010d\u00ed si online poslat \u017e\u00e1dost, po\u010dkat na zhodnocen\u00ed a nacen\u011bn\u00ed nemovitosti a u\u017e se m\u016f\u017eete t\u011b\u0161it na to, \u017ee va\u0161e finan\u010dn\u00ed probl\u00e9my brzy skon\u010d\u00ed. Americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu se tak poskytuje vlastn\u011b v\u0161em, pouze za jedin\u00e9 podm\u00ednky a to ru\u010den\u00ed nemovitost\u00ed. A proto\u017ee ji je pom\u011brn\u011b lehk\u00e9 z\u00edskat a za skute\u010dn\u011b p\u0159\u00edzniv\u00fdch podm\u00ednek, dost\u00e1v\u00e1 se tento nebankovn\u00ed produkt st\u00e1le do v\u011bt\u0161\u00ed p\u0159\u00edzn\u011b lid\u00ed, zejm\u00e9na tedy podnikatel\u016f. Jak to chod\u00ed v bance, v\u00edme v\u0161ichni a v\u00ed to dnes snad u\u017e i d\u011bti. \u017d\u00e1dost\u00ed to jen za\u010d\u00edn\u00e1, ale rozhodn\u011b nekon\u010d\u00ed. Je to b\u011bh na pom\u011brn\u011b dlouhou tra\u0165, p\u0159itom se banky odkl\u00e1n\u00ed od ka\u017ed\u00e9ho, kdo u\u017e dlu\u017e\u00ed, je v registru dlu\u017en\u00edk\u016f a to nemluv\u011b o zkoum\u00e1n\u00ed v\u00fd\u0161e p\u0159\u00edjm\u016f. Vyd\u011bl\u00e1v\u00e1te m\u00e1lo? Nesta\u010d\u00ed v\u00e1m va\u0161e da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed? \u00dav\u011br v\u00e1m prost\u011b banka ned\u00e1. I z toho je patrn\u00e9, \u017ee opravdu ne ka\u017ed\u00fd m\u00e1 pak na p\u016fj\u010dku n\u00e1rok. Tohle v\u00e1m v\u0161echno u\u0161et\u0159\u00ed americk\u00e1 hypot\u00e9ka, u n\u00ed toti\u017e tyto probl\u00e9my \u0159e\u0161it nemus\u00edte. Strach z \u00farok\u016f? M\u00e1te strach z vysok\u00fdch \u00farok\u016f? Bylo by zvl\u00e1\u0161tn\u00ed, kdyby ne. Ov\u0161em americk\u00e9 hypot\u00e9ky jsou v tomto sm\u011bru nastaveny pom\u011brn\u011b solid\u00e1rn\u011b, \u00faroky za\u010d\u00ednaj\u00ed na n\u00edzk\u00e9 hranici, \u00farok se tak m\u016f\u017ee rovnat tomu, co by v\u00e1m bylo jinak nab\u00eddnuto i v bance. Na v\u00fd\u0161i \u00farok\u016f se ale \u010dasto odr\u00e1\u017e\u00ed i to, zda z\u00e1pis v registru m\u00e1te nebo ne, co\u017e je jakousi pojistkou. Na \u00fav\u011br ale m\u016f\u017eete dos\u00e1hnout i se z\u00e1pisem v registru dlu\u017en\u00edk\u016f. Pro n\u011bkoho je to tak jedin\u00e1 cesta. V\u00fdhodou ale b\u00fdv\u00e1 i mo\u017enost p\u0159ed\u010dasn\u00e9ho splacen\u00ed bez sankc\u00ed a mo\u017enost odlo\u017een\u00ed spl\u00e1tek i nastaven\u00ed jejich v\u00fd\u0161e. Na pen\u00edze si m\u016f\u017eete s\u00e1hnout brzy.                                                                                                                                                                                                                                                                                                                                                                                           3.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00dav\u011br, kter\u00fd pom\u016f\u017ee v\u0161em podnikatel\u016fm – Co je americk\u00e1 hypot\u00e9ka a kdo na ni m\u00e1 n\u00e1rok dos\u00e1hnout?","item":"https:\/\/www.sits.cz\/uver-ktery-pomuze-vsem-podnikatelum-co-je-americka-hypoteka-a-kdo-na-ni-ma-narok-dosahnout\/#breadcrumbitem"}]}]